Per a mom's request tonight, here is the link to find sexual predators in your neighborhood –>

Orlando Sex Offender

Tonight I showed you guys several different ways to make money online. We spent most of our time learning how work online with no money down.  This post will recap the different ways we discussed during our hour long meeting.

The first way we discussed was article writing. Several online companies will pay you to write articles online. The one we focused on most was Ehow.  Ehow will pay your $15 or $30 per approved article written for their site.  

I have updated the links in the presentation… Click the image or this link  Work Online With No Money Down to open the presentation:

I look forward to our future classes where we can see the progress you guys make with writing articles online. Don't let the blogs overwhelm you! Prepare a list of questions & I will answer them when I see you guys in the next coming weeks! Also, do not purchase a domain name or hosting just yet.  We will discuss the best way to determine your domain name & hosting company in our next meeting!

Until Next Time!

Tonight, some ladies asked about companies that hire at home workers to work online.  Here is a list I have found online that people have had good experiences with.  I have not worked with any of these companies…

• http://www.alpineaccess.com/en/apply/
• https://www.cloud10corp.com/

I went to the Casselberry Library last week and saw this sign.  If you are trying to get  your GED, these classes may be beneficial to you!  The Casselberry GED classes are being held on Monday in room 2 (downstairs).  The Free GED Prep Casselberry GED Classes are taught by Seminole State College in room 2. 

Making homemade bread is an easy task you can add to your daily meal planning. This gives you control over what is added to your bread and you can add your favorite spices, oils, and ingredients. Take the time to learn the basic homemade bread recipe and then experiment with your own favorite ingredients! Enjoy!

Here’s the equipment you need:

• One large mixing bowl
• A second one is useful, but optional – you can get by with one if you’re willing to wash it in the middle of the process.
• One spoon You need a spoon to stir the dough.
• One measuring cup A 1/4 or 1/2 cup measuring cup will do the job.
• One measuring spoon
• A one-teaspoon measurer will be just perfect.
• One bread pan Obviously, to bake the bread in.
• One hand towel This is just to cover the bread dough as it rises so it doesn’t get drafts or dust or anything on it.

That’s all you need, and it’s all stuff that’s pretty common in most kitchens.

Now, for the food ingredients:

• 1/4 cup milk
• 5 teaspoons sugar (or 1 1/2 tablespoons)
• 1 teaspoons salt
• 5 teaspoons butter (or 1 1/2 tablespoons)
• 1 package active dry yeast (you can get yeast near the flour at your local grocery store)
• 2 1/2 to 3 1/2 cups flour (get unbleached white for your first attempt)
• Corn starch or nonstick cooking spray (just to prevent the bread from sticking to the bowl or pan)

That’s all you need for homemade bread, period. There are some neat things you can do with added ingredients, which I’ll talk about later, but all you need is that stuff. Nothing complicated or “secret” or confusing at all.

Step One:

First, you should warm up the bowl – the best way to do that is to just fill it with hot water, then dump out the hot water, leaving the bowl rather warm. Then, mix up the yeast according to the directions on the packet. Usually, it will say something along the lines of “add a cup of warm water to the yeast and stir.” What you’ll end up with is some tan-colored water with some bubbles in it, as shown below. You should stir this until there are no lumps in the yeast.

Step Two:

Melt the butter in the microwave, then add it, the milk, the sugar, and the salt to the yeast liquid and stir it up until everything looks the same (a very light tan liquid). Then add two cups of flour to the mix – don’t add the rest yet. Your bowl should look something like what’s shown below, where I have the spoon on board ready to stir.

Step Three:

Start stirring, and then add the flour about 1/4 cup at a time every minute or so. It will stick to the spoon big time at first – don’t worry about it. Keep stirring and adding flour until the dough is still slightly sticky, but it doesn’t stick to your hands in any significant way. Also, it should largely clean the sides of the bowl, leaving just a thin layer of floury stuff. It’ll look something like the below.

Step Four:

Now comes the fun part: kneading. Take a bit of flour between your hands and then rub them together over the top of an area on the table where you’re going to knead the dough. Do this a few times until there’s an area on the table lightly covered in flour. Then grab the dough ball out of the bowl, slap it down on the table, and start beating on it. Do this for ten minutes. Just take the dough, punch it flat, then fold it back up into a ball again, and repeat several times. I also like to take it in my hands and squeeze and twist it.

Step Five:

When the ten minutes are up, shape it into a ball (like shown below), then either clean up the bowl you were using before or get out another bowl. Either coat the inside lightly with corn starch or nonstick cooking spray, depending on your preference, then put the ball of dough inside the bowl.

Step Six:

Put a cloth over the bowl and sit it somewhere fairly warm for an hour. If you have a warming area on your stove top, that’s a great place to put it – set the warming area on as low as it will go. This is a good time to clean everything else and put the stuff away, but leave the flour out and the floured area on your table untouched. Here’s what the dough looks like before rising…

… and then an hour later after rising, still in the bowl…

It should be roughly double the size that it was before, but don’t sweat it too much if it’s larger or smaller than that, as long as it rose at least some amount. Punch the dough down (three or four good whacks will cause it to shrink back down to normal), then lay the dough out on the floured area and spread it out in a rectangle shape, with one side being roughly the length of the bread pan and the other side being about a bread pan and a half long. You may need to put a bit more flour on it and on the table to prevent sticking. Then, roll it up! The roll should be roughly the same size as the bread pan, as shown below. Tuck the ends of the roll underneath, with the “under” side being wherethe seam is. Then spray the bread pan down with nonstick cooking spray (or coat it with cornmeal) and put the loaf inside of the pan.

Step Seven:

Cover that loaf up with the towel, put it back where it was before, and wait another hour. This is a good time to clean everything up, then go do something else fun. The loaf should raise some more.

Put that loaf in the oven at 400 degrees Fahrenheit (200 degrees Celsius) for thirty minutes. When it’s done, pull it out and immediately remove it from the pan to cool. It’ll look something like this, hopefully.

Below is the 2011 USPS holiday schedule. This is helpful when you need to know if your mail will be delivered.

2011 Postal Holidays

1. Determine Your Income
You need to know how much money you will have each month to meet your expenses.
• Approximate percentage of your income you should be budgeting for the following expenses:

o Housing: 36%
o Food: 12%
o Auto: 12%
o Entertainment / Recreation: 6%
o Auto Insurance: 5%
o Debt (i.e. credit cards): 5%
o Clothing: 5%
o Savings (if possible, for emergencies): 5%
o Child care: 5%
o Miscellaneous: 5%
o Medical / Dental: 4%

2. Determine Your Fixed Expenses
Your fixed expenses are items that usually do not change from month to month. These are items such as rent, a car payment, car insurance and your electric bill.

3. Determine Your Variable Expenses
After you have listed your fixed expenses you will want to determine the amount that you spend on variable expenses. Variable expenses are expenses that the amount can change month to month such as how much you spend on groceries, eating out, clothing and entertainment. These are also considered variable because you can cut back on how much you spend on these categories if you need to. You can determine what you spend by going back through your bank transactions and bills for the last few months and see what you normally spend in a month.

4. Compare Your Expenses to Your Income
Ideally you should create a budget where your outgoing expenses match your income. If you assign every dollar a specific place this is called a zero-dollar budget. If your amounts do not match you will need to adjust accordingly. You may need to scale back on your variable expenses. If you have extra money at the end of the month, reward yourself by putting that money directly into savings. If you have cut back significantly on your variable expenses and still cannot meet your fixed expenses, you will need to find ways to change your fixed expenses.

5. Track Your Expenses
After you have set up your budget you need to track your expenses in each category. You should have an estimate of what you have in each category. This will help to prevent you from overspending. If you sit down for a few minutes each day or once a week, you will find that you spend less time than you would if you put it all off until the end of the month.

6. Adjust as Needed
You can make adjustments easily throughout the month. For instance, you may have an emergency car repair. You can move money from your clothing category to help cover the cost of the repair.

7. Evaluate Your Budget
After you have followed your budget for a month you may find that you can cut back in a few areas, while you need more money in others. You should keep tweaking your budget until it works for you. You can evaluate at the end of every month and make changes according to the expenses in the upcoming month as well.

Download the budget sample sheet by clicking on the image below.

September 9, 16, and 22

Here are some of the notes from tonight class:

- AVG – Free antivirus for your computer is available at – http://free.avg.com/download-avg-anti-virus-free-edition Be sure to click on the FREE link.

Spybot – Application to scan for spyware, adware, hijackers and other malicious software can be downloaded here for FREE for your computer.   http://www.safer-networking.org/en/download/

MOS – Microsoft Office Specialist certification gets you certified to be an expert or have a solid core knowledge in Microsoft products:

http://www.microsoft.com/learning/mcp/msbc/default.mspx

Check cashing stores offer quick money at an extremely HIGH repayment rate. Borrowing money gets expensive when you can’t repay the money when it due and use this as your best option to get quick money… Instead of using a check cashing store, try other alternatives to bring income into your budget…

Online writing jobs

• Demand Studios – write articles for Ehow.com ($15.00/article) and Livestrong.com (up to $30/article)
• Apply online and submit a 400 word sample of your writing.  Include your resume with your sample.  If you have a medical background (school or work experience), you will qualify for the $30/article rate!
• Apply using this link: http://www.demandstudios.com/health-writing-jobs.html
• Once accepted and your articles approved, you are paid TWICE a week (Tuesday/Friday)!!!!
• Break Studios – write articles and get paid $8.00 – $10.00/article
  • Apply using this link: http://breakstudios.break.com/<

Make money tutoring students

• Sign up on tutoring sites and offer tutoring in subjects where you do well.
• Sites where you can sign up:  www.wyzant.com, www.tutornation.com. Google tutoring services and find the other available tutoring sites!

Have a garage sale

• Collect items you don’t need and sell them on a Saturday morning.  Great way to make cash quickly and clean your house of un-necessary clutter!

Ebay or Craigslist

• Collect items you don’t need and sell them on Ebay.  Sell your baby items, prom dress, school books, jeans that don’t fit, broken laptop, etc.  Put them on Ebay and watch people bid for and buy your items!

Be careful and don’t let people pick up items at your home when you are alone. Meet them in public place! Sell stuff at your local flea market

• Visit your local flea market and see what the top sellers are.  Ask questions and see what costs are associated with this.  Great way to make money on the weekends!

Offer a delivery service for people in your community

• Research the needs of your community and see if delivery would be profitable.
  • Older communities may need someone to get groceries or help them run errands.
  • You could pick up dinners from restaurants and delivery them to people (great if you live near tourist areas or hotels)
  • Charge a fee for this service and make money on your own schedule.

Grass cutting / Lawn service

• Cut yards in your spare time to earn income.  This could bring in extra money and is great for people who love working in the yard & outside!

Schlesinger Associates – product research company in Maitland

• Get paid to answer questions about new products and upcoming TV shows.  Pay ranges from $75-200 per study
• Join by https://inspiredopinions.com/registration.php?rc=MTg%3D